Get mortgage-ready before you make an offer
A pre-approval letter helps sellers know you are a serious buyer and gives you a clearer budget before you start negotiating. OpenList USA is not a lender, so the actual application is completed with a licensed lender.
Estimate your range
Review the property price, likely payment, taxes, insurance, and your current monthly debts.
Apply with a lender
A lender may review income, assets, debts, employment, and credit before issuing a pre-approval letter.
Attach it to your offer
When you contact a seller, mention that you are pre-approved and keep the letter ready for the offer packet.
Continue to a lender
This button currently sends buyers to a national lender pre-approval page. When OpenList signs an approved mortgage partner or referral agreement, this destination can be changed with one environment variable instead of changing code.
Continue to Chase mortgage preapproval →You are leaving OpenList USA. The lender controls its own application, credit authorization, rates, fees, underwriting decisions, privacy policy, and disclosures.
Quick affordability snapshot
Open this page from a listing to see a rough payment and income snapshot for that property.
Important disclaimer
OpenList USA is not a mortgage lender, loan broker, mortgage broker, credit provider, or financial advisor. This page is educational and may link to third-party lenders. Any lender relationship, referral compensation, co-marketing, lead sharing, or embedded application flow must be reviewed by counsel before launch.